Beauty Salon Insurance
We appreciate that if you are running a busy Beauty Salon you do not have much time to spend searching for your insurance. That is why we have designed a system to enable you to gain quotes from a number of leading insurers whilst only completing your details once.
Beauty Salon Insurance quotes can be obtained online via our quoting facility which is both quick and easy to use.
You can:
- Immediately obtain a quotation.
- Compare quotes from leading insurer’s.
- Quote and Buy online in the same process.
- Download your policy documents once payment has been made.
- Pay by credit or debit card at no additional charge.
Beauty Salons Insurance.
Lifesure will obtain quotations for your Beauty Salon Insurance from a number leading insurers. You can then compare not only price but also cover before making a decision. This will ensure you are getting a competitive price for your Beauty Salon Insurance.
Use our online facility to receive a quotation for Beauty Salon Insurance and then take time to ensure you have all the cover you require.
Alternatively, telephone our office to talk through your particular business needs before buying Beauty Salon Insurance. Our knowledgeable commercial insurance advisers (on 01480 402460) will be pleased to assist you. There is no ‘hard sale’ at Insure Beauty (Part of the Lifesure Group), so if require advice regarding Beauty Salon Insurance, please call.
Our Beauty Salon Insurance policy can include:
Contents cover and/or Buildings (optional) cover.
Your salon contents are insured against loss or damage that may occur due to a number of risks. Buildings cover can be included within this section as an option should this be required.
Public Liability
There is always the possibility of an incident, however experienced and careful you may be, and that could lead to a claim being made against you. Should this ever happen your Public liability insurance should cover you.
We are able to offer cover at three levels starting at £1 million, then £2 million or £5 million.
Employers Liability
You are legally required to have Employers Liability Insurance if you have employees. Employers Liability Insurance is intended to deal with claims made by employees who suffer injury in the workplace. For the full definition of an employee please click here.
£10 million of cover is automatically included in the policy.
Business Interruption
If your business is subjected to loss of income because of an insured peril i.e. theft, fire, this can be insured against under your Beauty Salon Insurance. Business Interruption is designed to reduce shortfalls in income until you get your business back to full trading or reach your chosen selected indemnity period (whichever is sooner).
Loss Of Money Cover
This provides cover for your business money within your premises Also whilst in transit and also in a night safe at a bank. Additionally cover is provided in your private dwelling up to a limit of £500.
Personal Accident (Assault)
If a person in your employment was unfortunate enough to suffer an assault whilst in charge of your business money his section provides cover.
Glass
Fixed glass and fixed items of sanitary are automatically covered against damage.
Commercial Legal Expenses cover (optional)
- Employment Disputes & Employment Compensation Awards
- Legal Defence
- Contract Disputes
- Property Protection
- Bodily Injury
- Debt Recovery
- Tax Protection
Beauty Salon Insurance optional additions.
Treatment Risks Includes:
- Styling, washing, cutting and drying of hair
- Tinting, permanent waving, bleaching and dyeing or special treatment of the hair normally carried out by a hairdresser
- Plucking, shaping and tinting of eyebrows and eyelashes.
- Manicure and pedicure
- Cosmetic and facial masks including ionization and steaming treatments
- Proprietary hair removal preparations
- Hairdressing work on wigs and hairpieces
- Ear piercing by gun and stud method
(Exclusions and/or Limitations apply))
If, when considering taking a Beauty Salon Insurance, you wish to discuss any of the elements of cover please call us on 01480 402 460 and talk to one of our knowledgeable beauty insurance staff.
We would remind you that all insurance policies are subject to excesses, exclusions, terms and conditions. Copies of policy documents and policy summaries are available once you click the ‘Get A Quote’ button. Please go to the Documents Tab and click here. You will then find documents relating to your particular trade.
Also each Insurer offering a quotation will list endorsements applying to the policy. It is very important that you read these to ensure you are aware of any restrictions in cover.
