Beauty Therapist Insurance
Beauty Therapist Insurance: Quotes available online by following the ‘Get A Quote’ button. Using this will allow you to:
- Obtain an immediate beauty therapist insurance quote.
- See the cost of insuring with different leading insurers.
- Use your debit or credit card to purchase beauty therapist insurance cover immediately.
- Obtain your policy document before you log off.
- Pay no additional charge for payment by card.
Beauty Therapist Insurance
The Insure Beauty are a member of the Lifesure Group an independent broker with over 40 years experience.
We offer Beauty Therapist Insurance cover from a number of the UK’s leading insurers. This allows you to see that you are getting cost effective, quality insurance for all of your for Beauty Therapist insurance needs.
Use our online quotes facility to obtain a quotation for Beauty Therapist Insurance and take time to check the level of cover you are being offered. Or, if you feel you would like to discuss your requirements when buying Beauty Therapy Insurance, then please call one of our knowledgeable retail insurance staff on (01480) 402460 who will take time to speak with you.
It may be only advice that you require regarding Beauty Therapist Insurance so be assured, there is no ‘hard sell’ at the Lifesure Group. We are happy to just speak with you.
Our Beauty Therapist Insurance policies cover:
Contents cover and/or (optional) Buildings cover.
Your beauty therapist contents are essential to your trade so these will be covered for damage or losses that can happen through a number of perils such as fire, flood or theft. Buildings cover can be added as an option should you own, or be responsible, for your premises.
Public Liability
Public Liability provides you with indemnity in the event of injury to a person or damage to a person’s property, either of which has happened during the course of your business. We offer three levels of cover at £1million, £2million or £5 million.
Employers Liability
As an employer you are legally required to have Employers Liability Insurance. This will protect you should an employee be injured in the course of their employment and you be held legally liable (click here to check who would be defined as an employee). A £10 million indemnity limit is automatically included within policy.
Business Interruption
Provides cover for loss of income suffered by your beauty therapist business as a result of an insured incident, i.e. fire, and is included as part of your Beauty Therapist Insurance. Business Interruption cover aims to minimise possible shortfalls in income until your business is back to full trading or, up to the indemnity period selected (whichever is sooner).
Loss of Money Cover
This covers your business money at your beauty therapist premises and also whilst in transit. Additionally your money is covered in a bank night safe and in your private dwelling up to a limit of £500.
Personal Accident (Assault)
This section provides cover should a person you employ suffer an assault whilst in charge of your business money.
Glass Cover
Damage to fixed glass and fixed items of sanitary ware are automatically covered.
Commercial Legal Expenses cover (optional)
- Employment Disputes & Employment Compensation Awards
- Legal Defence
- Contract Disputes
- Property Protection
- Bodily Injury
- Debt Recovery
- Tax Protection
Optional additions for Beauty Therapist Insurance.
Treatment Risks–Includes:
- Cutting, washing, styling and drying of hair.
- Bleaching, dying, tinting, permanent waving or other such special treatments of hair (usually carried out by a hairdresser).
- Plucking, shaping and tinting of eyelashes and eyebrows.
- Manicure and pedicure.
- Cosmetics and facial masks including harmonisation and steaming treatments.
- Proprietary hair removal preparations.
- Hairdressing work carried out on headpieces and wigs.
- Ear piercing by stud and gun method.
If you are considering buying a Beauty Therapist Insurance policy, to discuss details of the cover mentioned above, then please call us on (01480) 402460 and discuss your requirements with our friendly beauty therapist insurance staff.
We would remind you that all insurance policies are subject to excesses, exclusions, terms and conditions. Copies of policy documents and policy summaries are available once you click the ‘Get A Quote’ button. Please go to the ‘Documents’ Tab and click there. You will then find documents relating to your particular trade. Please read these carefully. Also, we would request that you read all the endorsements that appear with the final quotation to ensure you have the cover you require before purchase.
