Beauty Therapy Insurance
Please use our Beauty Therapy Insurance online quoting facility which is both quick and easy to obtain a quotation.
By using this you can:
- Get an immediate quotation.
- Compare the prices of a number of leading insurers.
- Buy cover immediately.
- Download your policy documents.
- Pay by either debit or credit card with no additional charge.
Beauty Therapy Insurance
As an independent provider of Beauty Therapy Insurance, Insure Beauty (a member of the Lifesure Group) is able to obtain quotations from many leading insurers.
By doing this you are able to see that you are obtaining a competitive quotation for Beauty Therapy Insurance.
Our online quotes facility is available to you should you wish to obtain a quotation for Beauty Therapy Insurance and then compare the level of cover you will be receiving.
Also, should you wish to discuss your requirements or any particular need that you may have when buying Beauty Therapy Insurance, then please call one of our many knowledgeable and helpful business insurance advisers on (01480) 402460 who will be pleased to speak with you.
If it is only advice that you are seeking regarding Beauty Therapy Insurance then please be assured, there is no ‘hard sell’ at Insure Beauty, our advisers will be happy to just speak with you.
Beauty Therapy Insurance policy includes:
Contents cover and/or Buildings (optional) cover.
The contents of your beauty therapy premises are insured for damage or loss that may occur due to a range of risks. Buildings cover can be added to this section as an option should you own your own premises.
Public Liability
Public Liability is an essential element of cover and provides you with indemnity in the event of injury to a third party or damage to the person’s property, either of which has occurred during the conduct of your business. We are able to offer three levels of cover starting at £1 million, then £2 million or £5 million.
Employers Liability
If you are an employer then you are legally required to have Employers Liability insurance. This will indemnify you should an employee be unfortunate enough to be injured in the course of their employment (click here to check who would be defined as an employee). The policy automatically includes £10 million of indemnity.
Business Interruption
This covers loss of income incurred by your beauty therapy business as result of an insured peril i.e. fire, and can be insured as part of your Beauty Therapy Insurance. Business Interruption cover will help minimise any shortfall in income until such time as your beauty therapy business is back to full trading or, up to the indemnity period selected (whichever is sooner).
Loss of Money Cover
This provides cover for your beauty therapy business money whilst at your premises and also during transit. In addition your money is covered when in a bank night safe and up to a limit of £500 in your private dwelling.
Personal Accident (Assault)
If a person in your employment is unfortunate enough to suffer an assault whilst in charge of your business money this section will provide cover.
Glass Cover
Damage to fixed glass and fixed items of sanitary fittings are automatically covered.
Commercial Legal Expenses cover (optional).
- Employment Disputes & Employment Compensation Awards.
- Legal Defence
- Contract Disputes
- Property Protection
- Bodily Injury
- Debt Recovery
- Tax Protection
Beauty Therapy Insurance optional addition.
Treatment Risks–Include:
- Styling, washing, cutting and drying of hair.
- Special treatment of hair (normally carried out by a hairdresser), bleaching, tinting, dying, or permanent waving.
- Shaping, tinting and plucking of eyebrows and eyelashes.
- Pedicure and manicure.
- Cosmetics and facial masks including harmonisation and steaming treatments.
- Proprietary hair removal preparations.
- Hairdressing work carried out on headpieces and wigs.
- Ear piercing by’s gun and start method.
If you wish to discuss any of the items of cover listed above when considering taking a Beauty Therapy Insurance policy then please call us on (01480) 402460 and talk to one of our knowledgeable business insurance staff.
We would remind you that all insurance policies are subject to excesses, exclusions, terms and conditions. Copies of policy documents and policy summaries are available once you click the “Get a Quote” button. Please go to the Documents Tab and click here. You will then find documents relating to your particular trade. We also urge you to ensure you have read all endorsements applicable before purchase. These will appear with the insurer’s particular quotation and may vary from insurer to insurer. We want you to be certain you have bought the cover you require.
