Definition of an Employee

Any person while working for you in connection with the business who is:

• Under a contract of service or apprenticeship with you.
• A person under a contract of service or apprenticeship with some other employer and who is hired to or borrowed by you.
• A labour master or person supplied by him.
• A person engaged by a labour only sub-contractor.
• A self employed person performing work under a similar degree of control and direction by you as a person under a contract of service or apprenticeship with you.
• A driver or operator of hired-in plant.
• A trainee or person undergoing work experience.
• A voluntary helper.

Employers are required by law to have Employers liability insurance. That should be enough to convince you. However, apart from the fact that it is required by the Employers Liability (Compulsory Insurance) Act 1969, Employers Liability Insurance could provide you with financial protection should one of your employees be unfortunate enough to be injured in the workplace or suffer illness as result of their work whilst in your employ. If you can be proven to be legally liable for their injury or illness then they may be able to bring a compensation claim against you or your business.