Professional Beauty Insurance includes:
- Professional beauty Salons
- Professional beauty
- Mobile Professional beauty
- Freelance Professional beauty
- Barbers
- Salon owners – Professional beauty Insurance
Lifesure offers independent advice on Professional beauty insurance; we have access to many leading insurers offering insurance cover to salon owners. We can easily provide very competitive quotations for Professional beauty insurance policies offering quality cover for your business.
Our on-line Professional beauty insurance quote form produces an instant quote and cover can be purchased immediately or you can phone and converse with one of our Professional beauty insurance specialist staff who will provide you with independent professional advice. Call us on 01480 402 460.
Professional beauty Insurance Package cover includes:
Buildings and/or Contents
Your contents and/or building (if selected) are insured against loss or damage caused by a standard range of insured risks normally associated with your trade including Accidental Damage.
Public Liability
Public Liability provides an indemnity against injury to third parties or damage to their property caused during the conduct of your business.
Available with optional limits of £1M, £2M or £5M
Employers Liability
Employers Liability is a legal requirement where you are indemnified if an employee is injured whilst in the course of their employment. £10M of cover automatically included. The legal definition of an employee is much wider than many business owners realise, click here to check who is defined as an Employee.
Business Interruption
If your business suffers loss of income due to an insured peril i.e. fire, then Business Interruption can help offset any shortfall until you are back to full trading or up to the indemnity period selected, whichever is the sooner.
Money Cover
Cover for your cash during and out of business hours (security requirements may apply). Also whilst in transit or when in a bank night safe and up to £500 in your private dwelling.
Personal Accident (Assault)
This provides benefit if you or any one in your employment should be unfortunate enough to be assaulted whilst in charge of business money.
Glass
Damage to fixed glass and fixed items of sanitary ware automatically covered.
Commercial Legal Expenses included
- Employment Disputes & Employment Compensation Awards
- Legal Defence
- Contract Disputes
- Property Protection
- Bodily Injury
- Debt Recovery
- Tax Protection
Professional beauty Insurance optional additions to your policy
Treatment Risks – Includes:
- Washing, cutting, styling and drying of hair
- Tinting, dyeing, bleaching, permanent waving or special treatment of the hair normally carried out by a hairdresser
- Eyebrow and eyelash plucking shaping and tinting
- Proprietary hair removal preparations
- Professional beauty work on wigs and hairpieces
- Ear piercing by gun and stud method
If a particular treatment is not listed above please contact us on 01480 402460 as there are other treatment risks we are able to cover. You will find our staff friendly and helpful.
Professional beauty Insurance for Self-Employed beauticians
There are many hair and beauty experts who operate their businesses from home. Lifesure have a specific business from home policy for you, but this is unavailable through the above quote form, so please contact us on 01480 402 460 and discuss with one of our knowledgeable Professional beauty Insurance staff.
When completing the online quote form it is important to remember that terms and conditions, excesses and exclusions may apply to the different aspects of cover available. It is therefore important that you take time to check the policy and summary of cover before purchase. Both are available once you have begun the quotes process. Also, please ensure you check any endorsements applicable to the policy which will be detailed for each insurer once the quotation for each has appeared.
