Salon Insurance includes:

• Salons
• Mobile Salon
• Freelance Salon
• Barbers

Salon owners – Salon Insurance Lifesure offers independent advice on Salon insurance; we’ve access to many leading insurers offering insurance policies to salon owners. We’re able to provide very competitive quotations for Salon insurance policies offering quality cover for your business. Our on-line Salon insurance quote form is quick and easy to use and produces an immediate quote, allowing  cover to be obtained immediately. Alternatively you can phone and speak to one of our specialist Salon insurance staff who will provide you with independent professional advice. Contact us on 01480 402 460. Be assure, there is no ‘hard sell’ at the Lifesure Group.

Salon Insurance Package cover includes:

Buildings and/or Contents

Your contents and/or building (optional extra) are insured against loss or damage caused by a standard range of insured risks including Accidental Damage.

Public Liability

Public Liability provides an insurance against injury being caused to third parties or damage to their property which is your responsibility having been caused during the conduct of your business. Available with optional limits of £1M, £2M or £5M

Employers Liability

Employers Liability is actually a legal requirement for those with employees. You are insured if an employee is injured during the course of their employment. Cover is automatically included to a limit of £10M. The legal definition of an employee is much wider than many people who run businesses realize and you would be wise to check who is, and who is not, an employee.  Click this link to check who is defined as an Employee.

Business Interruption

Business Interruption can help offset any shortfall if your business suffers loss of income due to an insured peril i.e. fir. It will help with any shortfall in income until you are back to full trading or up to the indemnity period selected, whichever is the sooner.

Money Cover

Cover for your money during and out of business hours (security requirements may apply). Also whilst while in cargo or while in a bank night safe and up to £500 in your private dwelling.

Personal Accident (Assault)

If you or any one in your employment is unfortunate enough to be assaulted whilst responsible for business money this gives cover.

Glass Damage

Fixed glass and fixed items of sanitary ware automatically covered.

Commercial Legal Expenses included.

• Employment Disputes & Employment Compensation Awards
• Legal Defence
• Contract Disputes
• Property Protection
• Bodily Injury
• Debt Recovery
• Tax Protection

Salon Insurance optional additions to your policy

Treatment Risks – Includes:

• Washing, cutting, styling and drying of hair
• Tinting, dyeing, bleaching, permanent waving or special treatment of the hair normally carried out by a hairdresser
• Eyebrow and eyelash plucking shaping and tinting
• Proprietary hair removal preparations
• Salon work on wigs and hairpieces
• Ear piercing by gun and stud method

If there is a treatment that you require cover for and it is not listed above, please call our office and discuss your needs. We are usually able to accommodate further treatments.

Salon Insurance for Self-Employed Salon beauticians

There are many hair and beauty professionals who operate their businesses at home. Lifesure have a specific business from home policy for you, however this is not available through the above quote form, so please call us on 01480 402 460 and talk to one of our knowledgeable Salon Insurance staff. When completing the online quote form you have to keep in mind that conditions may apply to the various elements of cover available.